Helping your business stay compliant,
protected, and inspection-ready.
Avoid penalties, stay prepared for Ministry of Economy inspections, and meet UAE AML/CFT requirements with confidence.
UAE AML/CFT compliance is no longer optional for regulated businesses. DNFBPs are expected to maintain proper AML policies, goAML registration, customer due diligence, sanctions screening, staff training, risk assessment, and inspection-ready records. A&A Associate, a leading compliance and auditing firm, has joined hands with RAKEZ to provide clients with premium services and access to expert-led AML-related services.
Through A&A Associate, RAKEZ clients can access practical AML compliance support designed to help businesses meet UAE regulatory expectations, reduce penalty exposure, and stay prepared for supervisory inspections.
Our Expertise
With Us Your Business Stays Safe!
From legal experts and data scientists to former law enforcement, our diverse team of specialists supports your entire AML journey in the UAE.
AML Framework Implementation & Risk Assessment
- Tailored AML policies, controls, and procedures unique to your business
- Enterprise-wide AML risk assessment aligned with UAE laws
- Risk scoring based on customers, transactions, and activities
- Annual AML Risk Assessment Report support (mandatory for DNFBPs)
- Business continuity and risk mitigation frameworks
- Alignment with UAE regulations and international standards (FATF)
KYC, CDD, EDD
& Sanctions Screening
- KYC onboarding and customer verification processes
- Customer Due Diligence (CDD) and risk profiling
- Enhanced Due Diligence (EDD) for high-risk customers
- Source of funds and wealth verification
- Sanctions screening (UAE Local Terrorism List, UN Sanctions List, PEP/adverse media screening where applicable) and PEP checks
- Ongoing transaction monitoring and suspicious activity detection
goAML Registration
& Reporting
- End-to-end goAML system registration
- Set up on the Financial Intelligence Unit (FIU) platform
- Suspicious Transaction Report (STR) and Suspicious Activity Report (SAR) guidance
- Integration with sanctions reporting systems
- Ongoing compliance support and reporting assistance
- Alignment with UAE AML and CFT laws to avoid penalties (AED 50,000 – 1,000,000)
Regulatory Advisory
& Audit Readiness
- AML compliance health check and gap analysis
- Independent AML audits and internal control reviews
- Risk and control matrix development
- AML training for staff and management
- Ongoing regulatory advisory aligned with UAE laws
- Support for audit preparation and regulatory reviews
MOE Inspection
& Remedial Action Plan
- Review of AML policies, controls, and documentation
- Identification of compliance gaps and risk areas
- Remedial action plan to fix non-compliance issues
- Support in implementing corrective measures
- Guidance on appointing Compliance Officer and MLRO
- Preparation for regulatory inspections and follow-ups
SMART COMPLIANCE SOLUTIONS
A&A Associate and RAKEZ offer service packages to help your business stay compliant.
Our packages include:
AML Foundation
Setup
This package serves as a complete starting point for businesses that need to become AML-compliant from scratch and meet UAE regulatory requirements quickly and efficiently.
- AML/CFT policy drafting
- Basic risk assessment framework
- KYC/CDD process setup
- goAML registration
- Staff awareness training
- Initial compliance checklist
AML Compliance & goAML Management
The compliance and management package is designed for growing businesses that require active compliance management, reporting support, and stronger internal controls.
- Everything in Foundation Setup
- Enhanced Due Diligence (EDD) framework
- Sanctions and transaction screening setup
- STR/SAR reporting support
- Ongoing compliance advisory
- Annual AML Risk Assessment Report support
AML Audit, Inspection & Remediation
For businesses preparing for regulatory inspections or facing compliance gaps, this package focuses on audit readiness, risk mitigation, and avoiding penalties.
- AML compliance health check
- Full gap analysis
- Internal audit support
- MOE inspection readiness
- Remedial action plan implementation
- Documentation and control upgrades
PRICING
RAKEZ clients are eligible for pre-decided exclusive rates. All packages include consultation, implementation support, and compliance guidance.
Why Choose A&A Associate
Exclusive partnership with RAKEZ
End-to-end support: setup, reporting, audit, and advisory
UAE AML regulatory expertise
Proven experience with goAML and MOE compliance
Tailored compliance frameworks
Fast turnaround and practical implementation
HOW IT WORKS
1
Submit an
Enquiry
You can access AML services through the RAKEZ Value Added Services portal and submit your enquiry. Ensure you add all details necessary.
2
Consultation
& Risk Assessment
As soon as we receive your query, our team evaluates your business activity, risk exposure, and compliance requirements.
3
Implementation
& Compliance Setup
We build your AML framework, register you on goAML, and prepare your documentation.
4
Ongoing Support
& Audit Readiness
We support reporting, training, and ensure your business is always inspection-ready.
Real Success Stories from our clients
We Work Closely With All Government Agencies
We’re always on the same page with government agencies, working together to get the job done!
