.elementor-77092 .elementor-element.elementor-element-beb7b97 > .elementor-container{text-align:justify;}.elementor-77092 .elementor-element.elementor-element-494dc71{--spacer-size:10px;}.elementor-77092 .elementor-element.elementor-element-6534bc1{--display:flex;--flex-direction:column;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;}.elementor-77092 .elementor-element.elementor-element-b2144c0{--display:flex;--flex-direction:column;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;}/* Start custom CSS for html, class: .elementor-element-2b7b9bb *//* ============================================
   HERO INTRO SECTION — A&A Associate
   Brand: Navy Blue #1B3A6B | Gold #C9A84C | White #FFFFFF
   ============================================ */

.hero-intro {
  background-color: #1B3A6B;
  padding: 72px 24px 80px;
  font-family: 'Segoe UI', Arial, sans-serif;
  position: relative;
  overflow: hidden;
}

.hero-intro::before {
  content: '';
  position: absolute;
  top: -60px;
  right: -60px;
  width: 320px;
  height: 320px;
  border-radius: 50%;
  background: rgba(201, 168, 76, 0.08);
  pointer-events: none;
}

.hero-intro::after {
  content: '';
  position: absolute;
  bottom: -80px;
  left: -40px;
  width: 240px;
  height: 240px;
  border-radius: 50%;
  background: rgba(201, 168, 76, 0.05);
  pointer-events: none;
}

.hero-intro__container {
  max-width: 860px;
  margin: 0 auto;
  position: relative;
  z-index: 1;
}

/* Badge */
.hero-intro__badge {
  display: inline-block;
  background-color: rgba(201, 168, 76, 0.15);
  border: 1px solid #C9A84C;
  border-radius: 20px;
  padding: 5px 16px;
  margin-bottom: 20px;
}

.hero-intro__badge span {
  color: #C9A84C;
  font-size: 12px;
  font-weight: 600;
  letter-spacing: 1px;
  text-transform: uppercase;
}

/* H1 Heading */
.hero-intro__heading {
  color: #FFFFFF;
  font-size: 34px;
  font-weight: 700;
  line-height: 1.3;
  margin: 0 0 32px;
  letter-spacing: -0.3px;
}

/* AI Snippet Block */
.hero-intro__snippet {
  background-color: #FFFFFF;
  border-left: 5px solid #C9A84C;
  border-radius: 6px;
  padding: 20px 24px;
  margin-bottom: 32px;
  position: relative;
}

.hero-intro__snippet-label {
  font-size: 10px;
  font-weight: 700;
  letter-spacing: 1.5px;
  text-transform: uppercase;
  color: #C9A84C;
  margin-bottom: 8px;
}

.hero-intro__snippet p {
  color: #1B3A6B;
  font-size: 15px;
  line-height: 1.7;
  margin: 0;
}

.hero-intro__snippet strong {
  color: #1B3A6B;
  font-weight: 700;
}

/* Intro Paragraphs */
.hero-intro__intro {
  color: rgba(255, 255, 255, 0.85);
  font-size: 16px;
  line-height: 1.8;
  margin: 0 0 16px;
}

/* Guide Block */
.hero-intro__guide-block {
  background-color: rgba(255, 255, 255, 0.05);
  border: 1px solid rgba(201, 168, 76, 0.3);
  border-radius: 8px;
  padding: 24px 28px;
  margin: 28px 0;
}

.hero-intro__guide-title {
  color: #C9A84C;
  font-size: 13px;
  font-weight: 700;
  letter-spacing: 1px;
  text-transform: uppercase;
  margin: 0 0 16px;
}

/* List */
.hero-intro__list {
  list-style: none;
  margin: 0;
  padding: 0;
  display: flex;
  flex-direction: column;
  gap: 12px;
}

.hero-intro__list-item {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  color: #FFFFFF;
  font-size: 15px;
  line-height: 1.6;
}

.hero-intro__icon {
  display: flex;
  align-items: center;
  justify-content: center;
  min-width: 22px;
  height: 22px;
  background-color: #C9A84C;
  color: #1B3A6B;
  border-radius: 50%;
  font-size: 11px;
  font-weight: 700;
  margin-top: 1px;
  flex-shrink: 0;
}

/* Closing */
.hero-intro__closing {
  color: rgba(255, 255, 255, 0.75);
  font-size: 15px;
  line-height: 1.8;
  margin: 0 0 36px;
  font-style: italic;
}

/* CTA Button */
.hero-intro__cta-wrap {
  text-align: left;
}

.hero-intro__cta-btn {
  display: inline-block;
  background-color: #C9A84C;
  color: #1B3A6B;
  text-decoration: none;
  font-size: 15px;
  font-weight: 700;
  padding: 15px 36px;
  border-radius: 4px;
  letter-spacing: 0.3px;
  transition: background-color 0.25s ease, transform 0.2s ease;
}

.hero-intro__cta-btn:hover {
  background-color: #b8963e;
  transform: translateY(-2px);
}

/* ============================================
   RESPONSIVE
   ============================================ */

@media (max-width: 768px) {
  .hero-intro {
    padding: 48px 20px 56px;
  }

  .hero-intro__heading {
    font-size: 24px;
    margin-bottom: 24px;
  }

  .hero-intro__snippet {
    padding: 16px 18px;
  }

  .hero-intro__snippet p {
    font-size: 14px;
  }

  .hero-intro__guide-block {
    padding: 18px 20px;
  }

  .hero-intro__list-item {
    font-size: 14px;
  }

  .hero-intro__cta-btn {
    width: 100%;
    text-align: center;
    padding: 15px 20px;
  }

  .hero-intro::before,
  .hero-intro::after {
    display: none;
  }
}/* End custom CSS */
/* Start custom CSS for html, class: .elementor-element-44fa419 */.kt-section {
  background: #ffffff;
  padding: 64px 20px;
  font-family: 'Segoe UI', Arial, sans-serif;
}

.kt-container {
  max-width: 860px;
  margin: 0 auto;
  border-top: 4px solid #C9A84C;
  padding-top: 40px;
}

.kt-snippet-block {
  background: #f4f6fb;
  border-left: 4px solid #1B3A8C;
  border-radius: 6px;
  padding: 18px 22px;
  margin-bottom: 32px;
}

.kt-snippet-label {
  display: inline-block;
  background: #1B3A8C;
  color: #ffffff;
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 1px;
  text-transform: uppercase;
  padding: 3px 10px;
  border-radius: 3px;
  margin-bottom: 10px;
}

.kt-snippet-text {
  color: #2d3748;
  font-size: 15px;
  line-height: 1.7;
  margin: 0;
}

.kt-heading {
  color: #1B3A8C;
  font-size: 26px;
  font-weight: 700;
  line-height: 1.3;
  margin: 0 0 10px 0;
}

.kt-intro {
  color: #555;
  font-size: 15px;
  margin: 0 0 28px 0;
}

.kt-list {
  list-style: none;
  margin: 0;
  padding: 0;
  display: flex;
  flex-direction: column;
  gap: 16px;
}

.kt-list__item {
  display: flex;
  align-items: flex-start;
  gap: 18px;
  background: #ffffff;
  border: 1px solid #e8ecf4;
  border-radius: 8px;
  padding: 18px 20px;
  box-shadow: 0 2px 8px rgba(27,58,140,0.05);
  transition: box-shadow 0.2s, border-color 0.2s;
  cursor: default;
}

.kt-list__item:hover {
  border-color: #C9A84C;
  box-shadow: 0 4px 16px rgba(201,168,76,0.13);
}

.kt-list__number {
  flex-shrink: 0;
  width: 38px;
  height: 38px;
  background: linear-gradient(135deg, #1B3A8C 60%, #C9A84C 100%);
  color: #ffffff;
  font-size: 13px;
  font-weight: 700;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  letter-spacing: 0.5px;
}

.kt-list__content {
  display: flex;
  flex-direction: column;
  gap: 4px;
}

.kt-list__title {
  color: #1B3A8C;
  font-size: 15px;
  font-weight: 700;
}

.kt-list__desc {
  color: #555;
  font-size: 14px;
  line-height: 1.6;
}

@media (max-width: 600px) {
  .kt-section {
    padding: 40px 14px;
  }
  .kt-heading {
    font-size: 20px;
  }
  .kt-list__item {
    flex-direction: column;
    gap: 10px;
    padding: 14px 14px;
  }
  .kt-list__number {
    width: 32px;
    height: 32px;
    font-size: 12px;
  }
}/* End custom CSS */
/* Start custom CSS for html, class: .elementor-element-1101eb3 *//* =============================================
   SECTION: what-is-included-quote
   Brand: A&A Associate
   Primary: #1B3A8C (deep blue)
   Accent:  #C8A951 (gold)
   Background: #ffffff
   ============================================= */

.wiq-section {
  background: #ffffff;
  padding: 72px 24px;
  font-family: 'Segoe UI', Arial, sans-serif;
  color: #1a1a2e;
}

.wiq-container {
  max-width: 1140px;
  margin: 0 auto;
}

/* --- Snippet Block --- */
.wiq-snippet {
  background: #f0f4ff;
  border-left: 5px solid #1B3A8C;
  border-radius: 8px;
  padding: 20px 24px;
  margin-bottom: 48px;
  display: flex;
  align-items: flex-start;
  gap: 16px;
}

.wiq-snippet__label {
  background: #1B3A8C;
  color: #ffffff;
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 1px;
  text-transform: uppercase;
  padding: 4px 10px;
  border-radius: 4px;
  white-space: nowrap;
  margin-top: 2px;
}

.wiq-snippet__text {
  font-size: 15px;
  line-height: 1.7;
  color: #1B3A8C;
  margin: 0;
}

/* --- Intro --- */
.wiq-intro {
  text-align: center;
  max-width: 780px;
  margin: 0 auto 56px;
}

.wiq-intro__heading {
  font-size: clamp(24px, 3.5vw, 36px);
  font-weight: 800;
  color: #1B3A8C;
  line-height: 1.25;
  margin: 0 0 20px;
}

.wiq-intro__text {
  font-size: 16px;
  line-height: 1.75;
  color: #444;
  margin: 0 0 12px;
}

/* --- Two Columns --- */
.wiq-columns {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 32px;
  margin-bottom: 56px;
}

.wiq-col {
  background: #ffffff;
  border: 1px solid #e8eaf2;
  border-radius: 12px;
  padding: 36px 32px;
  box-shadow: 0 4px 20px rgba(27, 58, 140, 0.06);
}

.wiq-col--value {
  border-top: 4px solid #C8A951;
}

.wiq-col--core {
  border-top: 4px solid #1B3A8C;
}

.wiq-col__heading {
  font-size: 18px;
  font-weight: 700;
  color: #1B3A8C;
  margin: 0 0 10px;
  line-height: 1.35;
}

.wiq-col__subtext {
  font-size: 14px;
  color: #666;
  margin: 0 0 24px;
  line-height: 1.6;
}

/* --- List --- */
.wiq-list {
  list-style: none;
  margin: 0;
  padding: 0;
  display: flex;
  flex-direction: column;
  gap: 24px;
}

.wiq-list__item {
  display: flex;
  align-items: flex-start;
  gap: 14px;
}

.wiq-list__icon {
  flex-shrink: 0;
  width: 40px;
  height: 40px;
  background: #e8edf8;
  border-radius: 8px;
  display: flex;
  align-items: center;
  justify-content: center;
  color: #1B3A8C;
}

.wiq-list__icon svg {
  width: 20px;
  height: 20px;
}

.wiq-list__icon--gold {
  background: #fdf6e3;
  color: #C8A951;
}

.wiq-list__content strong {
  display: block;
  font-size: 15px;
  font-weight: 700;
  color: #1B3A8C;
  margin-bottom: 4px;
}

.wiq-list__content p {
  font-size: 14px;
  color: #555;
  line-height: 1.6;
  margin: 0;
}

/* --- Notice Box --- */
.wiq-notice {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  background: #fff8e6;
  border: 1px solid #C8A951;
  border-radius: 8px;
  padding: 14px 16px;
  margin-top: 28px;
}

.wiq-notice svg {
  width: 20px;
  height: 20px;
  color: #C8A951;
  flex-shrink: 0;
  margin-top: 1px;
}

.wiq-notice p {
  font-size: 13px;
  color: #7a6020;
  margin: 0;
  line-height: 1.5;
}

/* --- Table Section --- */
.wiq-table-wrap {
  background: #f8f9fd;
  border-radius: 12px;
  padding: 40px 36px;
  border: 1px solid #e2e6f0;
}

.wiq-table-wrap__heading {
  font-size: 20px;
  font-weight: 700;
  color: #1B3A8C;
  margin: 0 0 8px;
}

.wiq-table-wrap__subtext {
  font-size: 14px;
  color: #666;
  margin: 0 0 28px;
}

.wiq-table-container {
  overflow-x: auto;
}

.wiq-table {
  width: 100%;
  border-collapse: collapse;
  font-size: 15px;
}

.wiq-table thead tr {
  background: #1B3A8C;
  color: #ffffff;
}

.wiq-table thead th {
  padding: 14px 20px;
  text-align: left;
  font-weight: 600;
  font-size: 14px;
  letter-spacing: 0.3px;
}

.wiq-table tbody td {
  padding: 16px 20px;
  color: #333;
  vertical-align: middle;
  border-bottom: 1px solid #e2e6f0;
}

.wiq-table__row--alt td {
  background: #eef1fb;
}

.wiq-table__badge {
  display: inline-block;
  padding: 5px 12px;
  border-radius: 20px;
  font-size: 13px;
  font-weight: 600;
}

.wiq-table__badge--standalone {
  background: #f0f0f0;
  color: #555;
}

.wiq-table__badge--retainer {
  background: #d6e4ff;
  color: #1B3A8C;
}

.wiq-risk {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-size: 13px;
  font-weight: 600;
  padding: 4px 10px;
  border-radius: 20px;
}

.wiq-risk--high {
  background: #fff0f0;
  color: #c0392b;
}

.wiq-risk--low {
  background: #eafaf1;
  color: #1e8449;
}

/* --- Table Note & Link --- */
.wiq-table-note {
  margin-top: 24px;
  padding-top: 20px;
  border-top: 1px solid #dde2ef;
}

.wiq-table-note p {
  font-size: 15px;
  color: #444;
  line-height: 1.7;
  margin: 0 0 12px;
}

.wiq-link {
  display: inline-flex;
  align-items: center;
  color: #1B3A8C;
  font-weight: 700;
  font-size: 15px;
  text-decoration: none;
  border-bottom: 2px solid #C8A951;
  padding-bottom: 2px;
  transition: color 0.2s, border-color 0.2s;
}

.wiq-link:hover {
  color: #C8A951;
  border-color: #1B3A8C;
}

/* --- Responsive --- */
@media (max-width: 768px) {
  .wiq-section {
    padding: 48px 16px;
  }

  .wiq-snippet {
    flex-direction: column;
    gap: 10px;
  }

  .wiq-columns {
    grid-template-columns: 1fr;
  }

  .wiq-col {
    padding: 28px 20px;
  }

  .wiq-table-wrap {
    padding: 28px 16px;
  }

  .wiq-table thead {
    display: none;
  }

  .wiq-table tbody td {
    display: block;
    padding: 10px 14px;
    border-bottom: none;
  }

  .wiq-table tbody td::before {
    content: attr(data-label);
    display: block;
    font-size: 11px;
    font-weight: 700;
    color: #1B3A8C;
    text-transform: uppercase;
    letter-spacing: 0.5px;
    margin-bottom: 4px;
  }

  .wiq-table tbody tr {
    display: block;
    border: 1px solid #e2e6f0;
    border-radius: 8px;
    margin-bottom: 12px;
    padding: 8px 0;
    background: #fff;
  }

  .wiq-table__row--alt {
    background: #f4f6fb !important;
  }

  .wiq-table__row--alt td {
    background: transparent !important;
  }
}/* End custom CSS */
/* Start custom CSS for html, class: .elementor-element-7813c22 *//* ============================================
   SECTION: Factors Affecting Pricing (fap)
   Brand Colors: Navy Blue #1B3A6B | Gold #C9A84C
   Background: White #FFFFFF
   ============================================ */

.fap-section {
  background-color: #ffffff;
  padding: 80px 20px;
  font-family: 'Segoe UI', Arial, sans-serif;
  color: #2d2d2d;
}

.fap-container {
  max-width: 1100px;
  margin: 0 auto;
}

/* --- Header --- */
.fap-header {
  text-align: center;
  margin-bottom: 40px;
}

.fap-badge {
  display: inline-block;
  background-color: #C9A84C;
  color: #ffffff;
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 1.5px;
  text-transform: uppercase;
  padding: 5px 16px;
  border-radius: 20px;
  margin-bottom: 14px;
}

.fap-title {
  font-size: 32px;
  font-weight: 800;
  color: #1B3A6B;
  margin: 0 0 16px;
  line-height: 1.25;
}

.fap-intro {
  font-size: 16px;
  color: #555;
  max-width: 780px;
  margin: 0 auto;
  line-height: 1.75;
}

/* --- AI Snippet Block --- */
.fap-snippet {
  display: flex;
  align-items: flex-start;
  gap: 14px;
  background-color: #f0f4fb;
  border-left: 4px solid #1B3A6B;
  border-radius: 8px;
  padding: 20px 24px;
  margin-bottom: 48px;
}

.fap-snippet__icon {
  font-size: 22px;
  flex-shrink: 0;
  margin-top: 2px;
}

.fap-snippet__text {
  font-size: 15px;
  color: #333;
  line-height: 1.7;
  margin: 0;
}

.fap-snippet__text strong {
  color: #1B3A6B;
}

/* --- Four Factor Cards --- */
.fap-factors {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 20px;
  margin-bottom: 60px;
}

.fap-factor-card {
  background: #ffffff;
  border: 1px solid #e4e9f0;
  border-top: 3px solid #C9A84C;
  border-radius: 10px;
  padding: 24px 20px;
  text-align: center;
  transition: box-shadow 0.25s ease, transform 0.25s ease;
}

.fap-factor-card:hover {
  box-shadow: 0 8px 24px rgba(27, 58, 107, 0.1);
  transform: translateY(-4px);
}

.fap-factor-card__icon {
  font-size: 30px;
  margin-bottom: 12px;
}

.fap-factor-card__title {
  font-size: 15px;
  font-weight: 700;
  color: #1B3A6B;
  margin: 0 0 10px;
}

.fap-factor-card__text {
  font-size: 13px;
  color: #666;
  line-height: 1.6;
  margin: 0;
}

/* --- Two Column Content --- */
.fap-content {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 40px;
  margin-bottom: 48px;
}

.fap-content__block {
  background: #ffffff;
  border: 1px solid #e4e9f0;
  border-radius: 12px;
  padding: 36px 32px;
}

.fap-content__label {
  font-size: 11px;
  font-weight: 800;
  letter-spacing: 2px;
  text-transform: uppercase;
  color: #C9A84C;
  margin-bottom: 10px;
}

.fap-content__title {
  font-size: 20px;
  font-weight: 700;
  color: #1B3A6B;
  margin: 0 0 14px;
}

.fap-content__text {
  font-size: 14px;
  color: #555;
  line-height: 1.75;
  margin: 0 0 20px;
}

/* --- List --- */
.fap-list {
  list-style: none;
  padding: 0;
  margin: 0;
  display: flex;
  flex-direction: column;
  gap: 14px;
}

.fap-list__item {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  font-size: 14px;
  color: #444;
  line-height: 1.65;
}

.fap-list__dot {
  flex-shrink: 0;
  width: 8px;
  height: 8px;
  background-color: #C9A84C;
  border-radius: 50%;
  margin-top: 7px;
}

.fap-list__item strong {
  color: #1B3A6B;
}

/* --- Jurisdiction Cards --- */
.fap-jurisdiction {
  display: flex;
  flex-direction: column;
  gap: 14px;
  margin-top: 4px;
}

.fap-jurisdiction__item {
  border-radius: 8px;
  padding: 16px 18px;
  border-left: 4px solid transparent;
}

.fap-jurisdiction__item--mainland {
  background-color: #eef2f9;
  border-left-color: #1B3A6B;
}

.fap-jurisdiction__item--freezone {
  background-color: #fdf8ee;
  border-left-color: #C9A84C;
}

.fap-jurisdiction__item--offshore {
  background-color: #f4f9f4;
  border-left-color: #4a9e6b;
}

.fap-jurisdiction__header {
  display: flex;
  align-items: center;
  gap: 10px;
  margin-bottom: 8px;
}

.fap-jurisdiction__icon {
  font-size: 18px;
}

.fap-jurisdiction__name {
  font-size: 14px;
  font-weight: 700;
  color: #1B3A6B;
}

.fap-jurisdiction__badge {
  margin-left: auto;
  font-size: 11px;
  font-weight: 700;
  padding: 3px 10px;
  border-radius: 12px;
  text-transform: uppercase;
  letter-spacing: 0.5px;
}

.fap-jurisdiction__badge--high {
  background-color: #1B3A6B;
  color: #ffffff;
}

.fap-jurisdiction__badge--medium {
  background-color: #C9A84C;
  color: #ffffff;
}

.fap-jurisdiction__badge--low {
  background-color: #4a9e6b;
  color: #ffffff;
}

.fap-jurisdiction__text {
  font-size: 13px;
  color: #555;
  line-height: 1.65;
  margin: 0;
}

/* --- Bottom Note --- */
.fap-note {
  background: linear-gradient(135deg, #1B3A6B 0%, #24509a 100%);
  border-radius: 12px;
  padding: 28px 36px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  flex-wrap: wrap;
}

.fap-note p {
  font-size: 15px;
  color: #ffffff;
  line-height: 1.7;
  margin: 0;
  flex: 1;
  min-width: 260px;
}

.fap-note p strong {
  color: #C9A84C;
}

.fap-note__link {
  display: inline-block;
  background-color: #C9A84C;
  color: #ffffff;
  font-size: 13px;
  font-weight: 700;
  text-decoration: none;
  padding: 12px 22px;
  border-radius: 6px;
  white-space: nowrap;
  transition: background-color 0.2s ease, transform 0.2s ease;
  flex-shrink: 0;
}

.fap-note__link:hover {
  background-color: #b08c38;
  transform: translateY(-2px);
}

/* ============================================
   RESPONSIVE
   ============================================ */

@media (max-width: 992px) {
  .fap-factors {
    grid-template-columns: repeat(2, 1fr);
  }

  .fap-content {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 600px) {
  .fap-section {
    padding: 50px 16px;
  }

  .fap-title {
    font-size: 24px;
  }

  .fap-factors {
    grid-template-columns: 1fr 1fr;
    gap: 14px;
  }

  .fap-factor-card {
    padding: 18px 14px;
  }

  .fap-content__block {
    padding: 24px 20px;
  }

  .fap-note {
    padding: 24px 20px;
    flex-direction: column;
    text-align: center;
  }

  .fap-note__link {
    width: 100%;
    text-align: center;
  }
}/* End custom CSS */
/* Start custom CSS for html, class: .elementor-element-f1f6024 *//* ============================================
   SECTION: Decoding Quote Infographic (dqi)
   Brand: Navy #1B3A6B | Gold #C9A84C
   Background: White #FFFFFF
   ============================================ */

.dqi-section {
  background-color: #ffffff;
  padding: 80px 20px;
  font-family: 'Segoe UI', Arial, sans-serif;
  color: #2d2d2d;
}

.dqi-container {
  max-width: 1080px;
  margin: 0 auto;
}

/* --- Header --- */
.dqi-header {
  text-align: center;
  margin-bottom: 56px;
}

.dqi-badge {
  display: inline-block;
  background-color: #C9A84C;
  color: #fff;
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 1.5px;
  text-transform: uppercase;
  padding: 5px 16px;
  border-radius: 20px;
  margin-bottom: 14px;
}

.dqi-title {
  font-size: 30px;
  font-weight: 800;
  color: #1B3A6B;
  margin: 0 0 10px;
  line-height: 1.25;
}

.dqi-subtitle {
  font-size: 15px;
  color: #666;
  margin: 0;
}

/* --- Shared Block Wrapper --- */
.dqi-block {
  background-color: #f8f9fc;
  border: 1px solid #e4e9f0;
  border-radius: 14px;
  padding: 36px 32px;
  margin-bottom: 32px;
}

.dqi-block__heading {
  display: flex;
  align-items: center;
  gap: 12px;
  margin-bottom: 28px;
  padding-bottom: 18px;
  border-bottom: 1px solid #e0e6f0;
}

.dqi-block__icon {
  font-size: 22px;
  background: #1B3A6B;
  padding: 8px;
  border-radius: 8px;
  line-height: 1;
}

.dqi-block__title {
  font-size: 20px;
  font-weight: 700;
  color: #1B3A6B;
  margin: 0;
}

/* --- Two Column Layout --- */
.dqi-two-col {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 28px;
}

.dqi-col__label {
  font-size: 12px;
  font-weight: 800;
  letter-spacing: 1px;
  text-transform: uppercase;
  margin-bottom: 16px;
}

.dqi-col__label--gold { color: #C9A84C; }
.dqi-col__label--blue { color: #1B3A6B; }

/* --- Service Cards --- */
.dqi-card-list {
  display: flex;
  flex-direction: column;
  gap: 14px;
}

.dqi-card {
  display: flex;
  align-items: flex-start;
  gap: 14px;
  background: #ffffff;
  border: 1px solid #e4e9f0;
  border-radius: 10px;
  padding: 18px 16px;
  transition: box-shadow 0.2s ease, transform 0.2s ease;
}

.dqi-card:hover {
  box-shadow: 0 6px 20px rgba(27,58,107,0.1);
  transform: translateY(-2px);
}

.dqi-card__icon {
  font-size: 22px;
  flex-shrink: 0;
  margin-top: 2px;
}

.dqi-card__title {
  font-size: 14px;
  font-weight: 700;
  color: #1B3A6B;
  margin-bottom: 6px;
}

.dqi-card__text {
  font-size: 13px;
  color: #555;
  line-height: 1.6;
  margin: 0;
}

/* --- Three Column: Factors --- */
.dqi-three-col {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 20px;
}

.dqi-factor-card {
  background: #ffffff;
  border: 1px solid #e4e9f0;
  border-top: 3px solid #C9A84C;
  border-radius: 10px;
  padding: 22px 18px;
  text-align: center;
}

.dqi-factor-card__title {
  font-size: 14px;
  font-weight: 700;
  color: #1B3A6B;
  margin-bottom: 10px;
}

.dqi-factor-card__text {
  font-size: 13px;
  color: #666;
  line-height: 1.6;
  margin-bottom: 20px;
}

/* --- Bar Chart --- */
.dqi-bar-chart {
  display: flex;
  justify-content: center;
  align-items: flex-end;
  gap: 24px;
  height: 110px;
  padding-top: 10px;
}

.dqi-bar-chart__group {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 6px;
}

.dqi-bar {
  width: 40px;
  border-radius: 4px 4px 0 0;
  background-color: #C9A84C;
  transition: height 1s ease;
}

.dqi-bar--low  { height: 0; }
.dqi-bar--high { height: 0; }

.dqi-bar.dqi-bar--animated.dqi-bar--low  { height: 45px; }
.dqi-bar.dqi-bar--animated.dqi-bar--high { height: 88px; }

.dqi-bar__label {
  font-size: 11px;
  color: #888;
  text-align: center;
  white-space: nowrap;
}

/* --- Factor Icons --- */
.dqi-factor-icon-wrap {
  display: flex;
  justify-content: center;
  gap: 14px;
  margin-top: 6px;
}

.dqi-factor-icon {
  font-size: 28px;
}

/* --- Compare Cards --- */
.dqi-compare {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 24px;
}

.dqi-compare__card {
  border-radius: 12px;
  padding: 28px 24px;
  border: 2px solid transparent;
}

.dqi-compare__card--danger {
  background: #fff8f8;
  border-color: #e8a0a0;
}

.dqi-compare__card--success {
  background: #f6fff8;
  border-color: #7ec89a;
}

.dqi-compare__label {
  font-size: 15px;
  font-weight: 800;
  margin-bottom: 20px;
}

.dqi-compare__label--danger { color: #c0392b; }
.dqi-compare__label--success { color: #27ae60; }

.dqi-compare__list {
  list-style: none;
  padding: 0;
  margin: 0;
  display: flex;
  flex-direction: column;
  gap: 16px;
}

.dqi-compare__item {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  font-size: 14px;
  line-height: 1.6;
}

.dqi-compare__item strong {
  display: block;
  margin-bottom: 3px;
  font-size: 14px;
}

.dqi-compare__item--danger strong { color: #c0392b; }
.dqi-compare__item--success strong { color: #27ae60; }

.dqi-compare__item p {
  margin: 0;
  color: #555;
  font-size: 13px;
}

.dqi-compare__item-icon {
  font-size: 16px;
  flex-shrink: 0;
  margin-top: 2px;
}

/* --- Footer Link --- */
.dqi-footer-link {
  text-align: center;
  margin-top: 32px;
}

.dqi-footer-link__anchor {
  font-size: 13px;
  color: #1B3A6B;
  font-weight: 600;
  text-decoration: none;
  border-bottom: 1px solid #C9A84C;
  padding-bottom: 2px;
  transition: color 0.2s;
}

.dqi-footer-link__anchor:hover {
  color: #C9A84C;
}

/* ============================================
   RESPONSIVE
   ============================================ */

@media (max-width: 860px) {
  .dqi-two-col,
  .dqi-compare {
    grid-template-columns: 1fr;
  }

  .dqi-three-col {
    grid-template-columns: 1fr 1fr;
  }
}

@media (max-width: 560px) {
  .dqi-section { padding: 50px 16px; }
  .dqi-title { font-size: 22px; }
  .dqi-block { padding: 24px 18px; }
  .dqi-three-col { grid-template-columns: 1fr; }
}/* End custom CSS */
/* Start custom CSS for html, class: .elementor-element-920588d *//* ============================================
   SECTION: hidden-costs-cheap-accounting
   Brand Colors:
   Primary Blue  : #1B3A7A
   Gold/Accent   : #C9A84C
   Light Gold BG : #F5EDD6
   White         : #FFFFFF
   Text Dark     : #1A1A2E
   Text Mid      : #4A4A6A
   Risk Red      : #C0392B
   ============================================ */

.hc-section {
  background-color: #ffffff;
  padding: 80px 20px;
  font-family: 'Segoe UI', Arial, sans-serif;
  color: #1A1A2E;
}

.hc-container {
  max-width: 1160px;
  margin: 0 auto;
}

/* Label */
.hc-label {
  display: inline-block;
  background-color: #F5EDD6;
  color: #C9A84C;
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 2px;
  text-transform: uppercase;
  padding: 6px 16px;
  border-radius: 20px;
  margin-bottom: 16px;
  border: 1px solid #C9A84C;
}

/* Heading */
.hc-heading {
  font-size: clamp(26px, 4vw, 38px);
  font-weight: 800;
  color: #1B3A7A;
  margin: 0 0 8px 0;
  line-height: 1.2;
}

.hc-heading--accent {
  color: #C9A84C;
}

/* Snippet Block */
.hc-snippet {
  background: linear-gradient(135deg, #f0f4ff 0%, #faf8f0 100%);
  border-left: 4px solid #C9A84C;
  border-radius: 0 8px 8px 0;
  padding: 18px 24px;
  margin: 24px 0 28px 0;
  font-size: 15px;
  color: #1A1A2E;
  line-height: 1.7;
}

.hc-snippet strong {
  color: #C0392B;
}

/* Intro */
.hc-intro {
  font-size: 16px;
  color: #4A4A6A;
  line-height: 1.8;
  margin-bottom: 40px;
  max-width: 860px;
}

/* Grid */
.hc-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 28px;
  margin-bottom: 40px;
}

/* Cards */
.hc-card {
  border-radius: 12px;
  padding: 32px 28px;
  position: relative;
  overflow: hidden;
}

.hc-card--risk {
  background-color: #ffffff;
  border: 1px solid #e8e8f0;
  box-shadow: 0 4px 24px rgba(27, 58, 122, 0.07);
}

.hc-card--risk::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 4px;
  background: linear-gradient(90deg, #C0392B, #e74c3c);
}

.hc-card--value {
  background-color: #ffffff;
  border: 1px solid #e8e8f0;
  box-shadow: 0 4px 24px rgba(27, 58, 122, 0.07);
}

.hc-card--value::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 4px;
  background: linear-gradient(90deg, #1B3A7A, #C9A84C);
}

/* Card Icon */
.hc-card__icon {
  width: 48px;
  height: 48px;
  border-radius: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 18px;
}

.hc-card--risk .hc-card__icon {
  background-color: #fdf0ef;
  color: #C0392B;
}

.hc-card--value .hc-card__icon {
  background-color: #eef2fb;
  color: #1B3A7A;
}

.hc-card__icon svg {
  width: 24px;
  height: 24px;
}

/* Card Title */
.hc-card__title {
  font-size: 20px;
  font-weight: 700;
  color: #1B3A7A;
  margin: 0 0 12px 0;
}

/* Card Text */
.hc-card__text {
  font-size: 15px;
  color: #4A4A6A;
  line-height: 1.7;
  margin-bottom: 24px;
}

/* Penalty List */
.hc-penalty-list {
  display: flex;
  flex-direction: column;
  gap: 14px;
  margin-bottom: 20px;
}

.hc-penalty-item {
  display: flex;
  align-items: flex-start;
  gap: 14px;
  background-color: #fff9f9;
  border: 1px solid #fde8e6;
  border-radius: 8px;
  padding: 14px 16px;
  transition: transform 0.2s ease, box-shadow 0.2s ease;
}

.hc-penalty-item:hover {
  transform: translateX(4px);
  box-shadow: -3px 0 0 #C0392B;
}

.hc-penalty-item__badge {
  background: linear-gradient(135deg, #C0392B, #e74c3c);
  color: #ffffff;
  font-size: 11px;
  font-weight: 800;
  letter-spacing: 0.5px;
  padding: 6px 10px;
  border-radius: 6px;
  min-width: 72px;
  text-align: center;
  line-height: 1.3;
  flex-shrink: 0;
}

.hc-penalty-item__info {
  display: flex;
  flex-direction: column;
  gap: 3px;
}

.hc-penalty-item__info strong {
  font-size: 14px;
  color: #1A1A2E;
  font-weight: 700;
}

.hc-penalty-item__info span {
  font-size: 13px;
  color: #4A4A6A;
  line-height: 1.5;
}

/* Card Footer Note */
.hc-card__footer-note {
  font-size: 13px;
  color: #4A4A6A;
  line-height: 1.6;
  background-color: #fdf0ef;
  border-radius: 6px;
  padding: 12px 14px;
  margin-top: 4px;
  border-left: 3px solid #C0392B;
}

.hc-card__footer-note strong {
  color: #C0392B;
}

/* Value List */
.hc-value-list {
  list-style: none;
  padding: 0;
  margin: 0 0 24px 0;
  display: flex;
  flex-direction: column;
  gap: 16px;
}

.hc-value-list__item {
  display: flex;
  align-items: flex-start;
  gap: 14px;
}

.hc-value-list__icon {
  width: 26px;
  height: 26px;
  background: linear-gradient(135deg, #1B3A7A, #2a52a8);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  margin-top: 2px;
}

.hc-value-list__icon svg {
  width: 13px;
  height: 13px;
  stroke: #ffffff;
}

.hc-value-list__item div {
  display: flex;
  flex-direction: column;
  gap: 3px;
}

.hc-value-list__item strong {
  font-size: 14px;
  color: #1A1A2E;
  font-weight: 700;
}

.hc-value-list__item p {
  font-size: 13px;
  color: #4A4A6A;
  line-height: 1.55;
  margin: 0;
}

/* Trust Bar */
.hc-trust-bar {
  display: flex;
  align-items: center;
  justify-content: space-around;
  background: linear-gradient(135deg, #1B3A7A 0%, #2a52a8 100%);
  border-radius: 10px;
  padding: 18px 20px;
  margin-top: 8px;
}

.hc-trust-bar__item {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 3px;
}

.hc-trust-bar__item strong {
  font-size: 18px;
  font-weight: 800;
  color: #C9A84C;
  line-height: 1;
}

.hc-trust-bar__item span {
  font-size: 11px;
  color: rgba(255, 255, 255, 0.75);
  text-transform: uppercase;
  letter-spacing: 0.8px;
}

.hc-trust-bar__divider {
  width: 1px;
  height: 36px;
  background-color: rgba(255, 255, 255, 0.2);
}

/* CTA Strip */
.hc-cta-strip {
  display: flex;
  align-items: center;
  justify-content: space-between;
  background: linear-gradient(135deg, #F5EDD6 0%, #fdf8ee 100%);
  border: 1px solid #C9A84C;
  border-radius: 12px;
  padding: 24px 32px;
  gap: 20px;
}

.hc-cta-strip p {
  font-size: 17px;
  font-weight: 600;
  color: #1B3A7A;
  margin: 0;
  line-height: 1.4;
}

.hc-cta-btn {
  display: inline-block;
  background: linear-gradient(135deg, #1B3A7A 0%, #2a52a8 100%);
  color: #ffffff;
  text-decoration: none;
  font-size: 14px;
  font-weight: 700;
  padding: 14px 28px;
  border-radius: 8px;
  white-space: nowrap;
  letter-spacing: 0.3px;
  transition: background 0.3s ease, transform 0.2s ease, box-shadow 0.2s ease;
  box-shadow: 0 4px 16px rgba(27, 58, 122, 0.25);
}

.hc-cta-btn:hover {
  background: linear-gradient(135deg, #C9A84C 0%, #d4b55e 100%);
  transform: translateY(-2px);
  box-shadow: 0 6px 20px rgba(201, 168, 76, 0.35);
}

/* ============================================
   RESPONSIVE
   ============================================ */

@media (max-width: 900px) {
  .hc-grid {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 600px) {
  .hc-section {
    padding: 50px 16px;
  }

  .hc-cta-strip {
    flex-direction: column;
    text-align: center;
    padding: 24px 20px;
  }

  .hc-cta-btn {
    width: 100%;
    text-align: center;
    padding: 16px 20px;
  }

  .hc-trust-bar {
    flex-direction: column;
    gap: 14px;
  }

  .hc-trust-bar__divider {
    width: 60px;
    height: 1px;
  }
}/* End custom CSS */
/* Start custom CSS for html, class: .elementor-element-7df59de *//* =====================
   VARIABLES
   ===================== */
:root {
  --eq-navy: #1a3272;
  --eq-gold: #c9a84c;
  --eq-gold-light: #f0e6cc;
  --eq-white: #ffffff;
  --eq-grey: #f7f7f7;
  --eq-text: #2d2d2d;
  --eq-text-light: #555555;
  --eq-radius: 10px;
  --eq-shadow: 0 4px 20px rgba(26,50,114,0.08);
  --eq-transition: 0.3s ease;
}

/* =====================
   SECTION BASE
   ===================== */
.eq-section {
  background: var(--eq-white);
  padding: 72px 20px;
  font-family: 'Segoe UI', Arial, sans-serif;
  color: var(--eq-text);
}

.eq-container {
  max-width: 1100px;
  margin: 0 auto;
}

/* =====================
   INTRO
   ===================== */
.eq-heading {
  font-size: 2rem;
  font-weight: 700;
  color: var(--eq-navy);
  margin: 0 0 16px;
  line-height: 1.3;
}

.eq-lead {
  font-size: 1.05rem;
  color: var(--eq-text-light);
  line-height: 1.8;
  max-width: 820px;
  margin: 0 0 24px;
}

.eq-alert {
  display: flex;
  align-items: flex-start;
  gap: 14px;
  background: var(--eq-gold-light);
  border-left: 4px solid var(--eq-gold);
  border-radius: var(--eq-radius);
  padding: 16px 20px;
  margin-bottom: 48px;
}

.eq-alert__icon {
  font-size: 1.3rem;
  line-height: 1.6;
  color: var(--eq-gold);
  flex-shrink: 0;
}

.eq-alert p {
  margin: 0;
  font-size: 0.97rem;
  color: var(--eq-text);
  line-height: 1.7;
}

/* =====================
   TWO COLUMN GRID
   ===================== */
.eq-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 28px;
  margin-bottom: 36px;
}

@media (max-width: 768px) {
  .eq-grid {
    grid-template-columns: 1fr;
  }
  .eq-heading {
    font-size: 1.5rem;
  }
}

/* =====================
   CARDS
   ===================== */
.eq-card {
  background: var(--eq-white);
  border: 1px solid #e5e5e5;
  border-radius: var(--eq-radius);
  padding: 32px 28px;
  box-shadow: var(--eq-shadow);
}

.eq-card__header {
  display: flex;
  align-items: center;
  gap: 12px;
  margin-bottom: 12px;
  padding-bottom: 14px;
  border-bottom: 2px solid var(--eq-gold-light);
}

.eq-card__icon {
  width: 40px;
  height: 40px;
  background: var(--eq-navy);
  color: var(--eq-white);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1rem;
  flex-shrink: 0;
}

.eq-card__title {
  font-size: 1.15rem;
  font-weight: 700;
  color: var(--eq-navy);
  margin: 0;
}

.eq-card__intro {
  font-size: 0.95rem;
  color: var(--eq-text-light);
  margin: 0 0 20px;
  line-height: 1.7;
}

/* =====================
   CHECKLIST
   ===================== */
.eq-checklist {
  list-style: none;
  margin: 0;
  padding: 0;
  display: flex;
  flex-direction: column;
  gap: 18px;
}

.eq-checklist__item {
  display: flex;
  align-items: flex-start;
  gap: 14px;
}

.eq-checklist__dot {
  width: 10px;
  height: 10px;
  min-width: 10px;
  background: var(--eq-gold);
  border-radius: 50%;
  margin-top: 6px;
}

.eq-checklist__item strong {
  display: block;
  color: var(--eq-navy);
  font-size: 0.97rem;
  margin-bottom: 4px;
}

.eq-checklist__item p {
  margin: 0;
  font-size: 0.92rem;
  color: var(--eq-text-light);
  line-height: 1.6;
}

/* =====================
   ACCORDION
   ===================== */
.eq-accordion {
  display: flex;
  flex-direction: column;
  gap: 10px;
}

.eq-accordion__item {
  border: 1px solid #e5e5e5;
  border-radius: 8px;
  overflow: hidden;
}

.eq-accordion__trigger {
  width: 100%;
  background: var(--eq-grey);
  border: none;
  padding: 14px 18px;
  display: flex;
  justify-content: space-between;
  align-items: center;
  font-size: 0.95rem;
  font-weight: 600;
  color: var(--eq-navy);
  cursor: pointer;
  text-align: left;
  transition: background var(--eq-transition);
}

.eq-accordion__trigger:hover {
  background: var(--eq-gold-light);
}

.eq-accordion__trigger[aria-expanded="true"] {
  background: var(--eq-navy);
  color: var(--eq-white);
}

.eq-accordion__arrow {
  font-size: 1.3rem;
  font-weight: 400;
  line-height: 1;
  transition: transform var(--eq-transition);
}

.eq-accordion__trigger[aria-expanded="true"] .eq-accordion__arrow {
  transform: rotate(45deg);
}

.eq-accordion__body {
  max-height: 0;
  overflow: hidden;
  transition: max-height var(--eq-transition), padding var(--eq-transition);
  padding: 0 18px;
  background: var(--eq-white);
}

.eq-accordion__body.is-open {
  max-height: 200px;
  padding: 14px 18px;
}

.eq-accordion__body p {
  margin: 0;
  font-size: 0.93rem;
  color: var(--eq-text-light);
  line-height: 1.7;
}

/* =====================
   BOTTOM NOTE
   ===================== */
.eq-note {
  background: var(--eq-navy);
  border-radius: var(--eq-radius);
  padding: 24px 32px;
  text-align: center;
}

.eq-note p {
  margin: 0;
  color: var(--eq-white);
  font-size: 1rem;
  line-height: 1.8;
}

.eq-note strong {
  color: var(--eq-gold);
}/* End custom CSS */
/* Start custom CSS for html, class: .elementor-element-4827fe0 *//* =============================================
   WHY AA ASSOCIATE — REVISED CSS
   Fixes: expertise grid, trust card position,
   WordPress content-area width constraints
   Brand: Navy #1B3A6B | Gold #C9A84C | White #FFF
   ============================================= */

.why-aa {
  background-color: #ffffff !important;
  padding: 60px 0;
  font-family: 'Segoe UI', Arial, sans-serif;
  color: #1a1a2e;
  width: 100%;
  box-sizing: border-box;
}

.why-aa *,
.why-aa *::before,
.why-aa *::after {
  box-sizing: border-box;
}

.why-aa__container {
  width: 100%;
  max-width: 900px;
  margin: 0 auto;
  padding: 0 20px;
}

/* --- HEADER --- */
.why-aa__header {
  display: flex;
  align-items: center;
  gap: 36px;
  margin-bottom: 48px;
  flex-wrap: wrap;
}

.why-aa__badge {
  flex-shrink: 0;
}

.why-aa__logo {
  width: 130px;
  height: 130px;
  object-fit: contain;
  display: block;
}

.why-aa__intro {
  flex: 1;
  min-width: 260px;
}

.why-aa__eyebrow {
  display: inline-block;
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 2px;
  text-transform: uppercase;
  color: #C9A84C;
  margin-bottom: 8px;
}

.why-aa__title {
  font-size: 30px !important;
  font-weight: 800 !important;
  color: #1B3A6B !important;
  margin: 0 0 14px !important;
  line-height: 1.25 !important;
}

.why-aa__lead {
  font-size: 15px;
  line-height: 1.75;
  color: #333;
  margin-bottom: 10px;
}

.why-aa__sub {
  font-size: 14px;
  line-height: 1.7;
  color: #555;
  margin: 0;
}

/* --- STATS --- */
.why-aa__stats {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 0;
  border: 1px solid #e4e9f2;
  border-radius: 10px;
  overflow: hidden;
  margin-bottom: 48px;
  width: 100%;
}

.why-aa__stat {
  background: #ffffff;
  padding: 24px 16px;
  text-align: center;
  border-right: 1px solid #e4e9f2;
  transition: background 0.2s;
}

.why-aa__stat:last-child {
  border-right: none;
}

.why-aa__stat:hover {
  background: #f5f8ff;
}

.why-aa__stat-number {
  display: block;
  font-size: 30px;
  font-weight: 800;
  color: #1B3A6B;
  line-height: 1;
  margin-bottom: 6px;
}

.why-aa__stat-label {
  font-size: 12px;
  color: #666;
  font-weight: 500;
  letter-spacing: 0.3px;
}

/* --- PILLARS --- */
.why-aa__pillars {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 20px;
  margin-bottom: 48px;
  width: 100%;
}

.why-aa__pillar {
  background: #ffffff;
  border: 1px solid #e4e9f2;
  border-top: 3px solid #C9A84C;
  border-radius: 10px;
  padding: 24px 20px;
  transition: box-shadow 0.25s ease, transform 0.25s ease;
}

.why-aa__pillar:hover {
  box-shadow: 0 6px 24px rgba(27, 58, 107, 0.1);
  transform: translateY(-3px);
}

.why-aa__pillar-icon {
  width: 40px;
  height: 40px;
  background: #f0f4ff;
  border-radius: 8px;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 14px;
  color: #1B3A6B;
}

.why-aa__pillar-icon svg {
  width: 20px;
  height: 20px;
}

.why-aa__pillar-title {
  font-size: 15px !important;
  font-weight: 700 !important;
  color: #1B3A6B !important;
  margin: 0 0 8px !important;
}

.why-aa__pillar-text {
  font-size: 13.5px;
  line-height: 1.65;
  color: #555;
  margin: 0;
}

/* --- EXPERTISE — KEY FIX --- */
.why-aa__expertise {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 32px;
  align-items: stretch;
  background: #f7f9ff;
  border: 1px solid #e4e9f2;
  border-radius: 12px;
  padding: 40px 36px;
  margin-bottom: 48px;
  width: 100%;
}

.why-aa__expertise-left {
  display: flex;
  flex-direction: column;
}

.why-aa__expertise-title {
  font-size: 22px !important;
  font-weight: 700 !important;
  color: #1B3A6B !important;
  margin: 8px 0 14px !important;
  line-height: 1.3 !important;
}

.why-aa__expertise-text {
  font-size: 14px;
  line-height: 1.75;
  color: #444;
  margin-bottom: 18px;
}

.why-aa__expertise-list {
  list-style: none !important;
  padding: 0 !important;
  margin: 0 !important;
  flex: 1;
}

.why-aa__expertise-list li {
  font-size: 13.5px;
  color: #333;
  padding: 8px 0 8px 22px;
  position: relative;
  border-bottom: 1px solid #e8edf5;
  line-height: 1.5;
}

.why-aa__expertise-list li:last-child {
  border-bottom: none;
}

.why-aa__expertise-list li::before {
  content: '';
  position: absolute;
  left: 0;
  top: 50%;
  transform: translateY(-50%);
  width: 14px;
  height: 14px;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23C9A84C' stroke-width='3'%3E%3Cpath d='M5 13l4 4L19 7'/%3E%3C/svg%3E");
  background-size: contain;
  background-repeat: no-repeat;
}

/* --- TRUST CARD — KEY FIX --- */
.why-aa__expertise-right {
  display: flex;
  align-items: stretch;
}

.why-aa__trust-card {
  background: #1B3A6B;
  border-radius: 12px;
  padding: 36px 28px;
  text-align: center;
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  width: 100%;
  position: relative;
  overflow: hidden;
}

.why-aa__trust-card::before {
  content: '';
  position: absolute;
  top: -40px;
  right: -40px;
  width: 130px;
  height: 130px;
  background: rgba(201, 168, 76, 0.1);
  border-radius: 50%;
  pointer-events: none;
}

.why-aa__trust-icon {
  width: 50px;
  height: 50px;
  background: rgba(201, 168, 76, 0.15);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 20px;
  color: #C9A84C;
  flex-shrink: 0;
}

.why-aa__trust-icon svg {
  width: 24px;
  height: 24px;
}

.why-aa__trust-quote {
  font-size: 14px;
  line-height: 1.75;
  color: #c8d5ea;
  font-style: italic;
  margin-bottom: 20px;
}

.why-aa__trust-name {
  display: block;
  font-size: 15px;
  font-weight: 700;
  color: #ffffff;
  margin-bottom: 4px;
}

.why-aa__trust-since {
  display: block;
  font-size: 12px;
  color: #C9A84C;
  letter-spacing: 0.3px;
}

/* --- CTA --- */
.why-aa__cta {
  display: flex;
  align-items: center;
  gap: 36px;
  background: linear-gradient(135deg, #1B3A6B 0%, #24508a 100%);
  border-radius: 12px;
  padding: 40px 40px;
  width: 100%;
  flex-wrap: wrap;
}

.why-aa__cta-content {
  flex: 1;
  min-width: 240px;
}

.why-aa__cta-title {
  font-size: 20px !important;
  font-weight: 700 !important;
  color: #ffffff !important;
  margin: 0 0 10px !important;
}

.why-aa__cta-text {
  font-size: 14px;
  line-height: 1.7;
  color: #b8cce4;
  margin: 0;
}

.why-aa__cta-actions {
  display: flex;
  flex-direction: column;
  gap: 10px;
  flex-shrink: 0;
  min-width: 200px;
}

.why-aa__btn {
  display: block;
  padding: 12px 24px;
  border-radius: 8px;
  font-size: 14px;
  font-weight: 600;
  text-align: center;
  text-decoration: none !important;
  transition: all 0.25s ease;
  cursor: pointer;
  width: 100%;
}

.why-aa__btn--primary {
  background: #C9A84C;
  color: #ffffff !important;
  border: 2px solid #C9A84C;
}

.why-aa__btn--primary:hover {
  background: #b8942e;
  border-color: #b8942e;
  box-shadow: 0 4px 16px rgba(201, 168, 76, 0.4);
}

.why-aa__btn--secondary {
  background: transparent;
  color: #ffffff !important;
  border: 2px solid rgba(255,255,255,0.4);
}

.why-aa__btn--secondary:hover {
  background: rgba(255,255,255,0.1);
  border-color: rgba(255,255,255,0.7);
}

/* =============================================
   RESPONSIVE BREAKPOINTS
   ============================================= */

/* Tablet: sidebar present ~768px content width */
@media (max-width: 960px) {
  .why-aa__stats {
    grid-template-columns: repeat(2, 1fr);
  }
  .why-aa__stat:nth-child(2) {
    border-right: none;
  }
  .why-aa__stat:nth-child(1),
  .why-aa__stat:nth-child(2) {
    border-bottom: 1px solid #e4e9f2;
  }
  .why-aa__pillars {
    grid-template-columns: repeat(2, 1fr);
  }
  .why-aa__expertise {
    grid-template-columns: 1fr;
    padding: 32px 24px;
  }
  .why-aa__expertise-right {
    justify-content: center;
  }
  .why-aa__trust-card {
    max-width: 480px;
    margin: 0 auto;
    padding: 32px 24px;
  }
}

@media (max-width: 680px) {
  .why-aa {
    padding: 40px 0;
  }
  .why-aa__container {
    padding: 0 16px;
  }
  .why-aa__header {
    flex-direction: column;
    text-align: center;
    gap: 20px;
  }
  .why-aa__title {
    font-size: 24px !important;
  }
  .why-aa__pillars {
    grid-template-columns: 1fr;
  }
  .why-aa__stats {
    grid-template-columns: repeat(2, 1fr);
  }
  .why-aa__cta {
    flex-direction: column;
    padding: 28px 20px;
    text-align: center;
  }
  .why-aa__cta-actions {
    width: 100%;
  }
}

@media (max-width: 400px) {
  .why-aa__stats {
    grid-template-columns: 1fr 1fr;
  }
  .why-aa__stat-number {
    font-size: 24px;
  }
}/* End custom CSS */
/* Start custom CSS for html, class: .elementor-element-ec974ca *//* ===========================
   CTA CLOSING SECTION
   Brand: A&A Associate
   Colors: Navy #1B3A6B | Gold #C9A84C | White #FFFFFF
=========================== */

.cta-closing {
  background-color: #ffffff;
  padding: 72px 24px;
  font-family: 'Segoe UI', Arial, sans-serif;
}

.cta-closing__container {
  max-width: 1080px;
  margin: 0 auto;
  text-align: center;
}

/* Badge */
.cta-closing__badge {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  background-color: #f5f0e8;
  color: #C9A84C;
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 1.5px;
  text-transform: uppercase;
  padding: 8px 20px;
  border-radius: 30px;
  border: 1px solid #C9A84C;
  margin-bottom: 28px;
}

/* Heading */
.cta-closing__heading {
  font-size: clamp(24px, 3vw, 36px);
  font-weight: 800;
  color: #1B3A6B;
  line-height: 1.3;
  max-width: 780px;
  margin: 0 auto 20px;
}

/* Lead paragraph */
.cta-closing__lead {
  font-size: 17px;
  color: #444444;
  max-width: 720px;
  margin: 0 auto 14px;
  line-height: 1.7;
}

/* Body paragraph */
.cta-closing__body {
  font-size: 15px;
  color: #666666;
  max-width: 680px;
  margin: 0 auto 40px;
  line-height: 1.7;
}

/* Trust Row */
.cta-closing__trust-row {
  display: flex;
  justify-content: center;
  flex-wrap: wrap;
  gap: 16px;
  margin-bottom: 48px;
}

.cta-closing__trust-item {
  display: flex;
  align-items: center;
  gap: 8px;
  background-color: #f9f9f9;
  border: 1px solid #e8e8e8;
  border-left: 3px solid #C9A84C;
  padding: 10px 18px;
  border-radius: 6px;
  font-size: 13px;
  font-weight: 600;
  color: #1B3A6B;
}

.cta-closing__trust-icon {
  font-size: 16px;
}

/* Main Card */
.cta-closing__card {
  display: flex;
  gap: 40px;
  background-color: #ffffff;
  border: 1px solid #e0e0e0;
  border-top: 4px solid #1B3A6B;
  border-radius: 12px;
  padding: 40px;
  text-align: left;
  box-shadow: 0 4px 24px rgba(27, 58, 107, 0.08);
}

.cta-closing__card-left {
  flex: 1.2;
}

.cta-closing__card-right {
  flex: 0.8;
  display: flex;
  flex-direction: column;
  justify-content: center;
  border-left: 1px solid #eeeeee;
  padding-left: 40px;
}

.cta-closing__card-heading {
  font-size: 20px;
  font-weight: 700;
  color: #1B3A6B;
  margin: 0 0 14px;
}

.cta-closing__card-text {
  font-size: 14px;
  color: #555555;
  line-height: 1.7;
  margin-bottom: 20px;
}

/* Checklist */
.cta-closing__list {
  list-style: none;
  padding: 0;
  margin: 0;
  display: flex;
  flex-direction: column;
  gap: 10px;
}

.cta-closing__list li {
  font-size: 14px;
  color: #333333;
  font-weight: 500;
  padding-left: 4px;
}

.cta-closing__list li::first-letter {
  color: #C9A84C;
}

/* CTA Text */
.cta-closing__cta-text {
  font-size: 14px;
  color: #444444;
  line-height: 1.6;
  margin-bottom: 20px;
}

/* Buttons */
.cta-closing__btn {
  display: block;
  text-align: center;
  padding: 14px 28px;
  border-radius: 6px;
  font-size: 15px;
  font-weight: 700;
  text-decoration: none;
  cursor: pointer;
  transition: all 0.25s ease;
  margin-bottom: 12px;
  letter-spacing: 0.3px;
}

.cta-closing__btn--primary {
  background-color: #1B3A6B;
  color: #ffffff;
  border: 2px solid #1B3A6B;
}

.cta-closing__btn--primary:hover {
  background-color: #C9A84C;
  border-color: #C9A84C;
  color: #ffffff;
}

.cta-closing__btn--secondary {
  background-color: #ffffff;
  color: #1B3A6B;
  border: 2px solid #1B3A6B;
}

.cta-closing__btn--secondary:hover {
  background-color: #f5f0e8;
  border-color: #C9A84C;
  color: #C9A84C;
}

/* Note */
.cta-closing__note {
  font-size: 11px;
  color: #999999;
  text-align: center;
  margin: 0;
}

/* ===========================
   RESPONSIVE
=========================== */

@media (max-width: 768px) {
  .cta-closing__card {
    flex-direction: column;
    padding: 28px 20px;
  }

  .cta-closing__card-right {
    border-left: none;
    border-top: 1px solid #eeeeee;
    padding-left: 0;
    padding-top: 28px;
  }

  .cta-closing__trust-row {
    gap: 10px;
  }

  .cta-closing__trust-item {
    font-size: 12px;
    padding: 8px 14px;
  }
}

@media (max-width: 480px) {
  .cta-closing {
    padding: 48px 16px;
  }

  .cta-closing__btn {
    font-size: 14px;
    padding: 13px 20px;
  }
}/* End custom CSS */
/* Start custom CSS for html, class: .elementor-element-b678046 *//* ── FAQ Section ── */
.faq {
  background: #ffffff;
  padding: 72px 24px;
  font-family: 'Segoe UI', Arial, sans-serif;
}

.faq__container {
  max-width: 860px;
  margin: 0 auto;
}

/* Header */
.faq__header {
  text-align: center;
  margin-bottom: 48px;
}

.faq__label {
  display: inline-block;
  background: #f5f0e8;
  color: #c9a84c;
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 2px;
  text-transform: uppercase;
  padding: 6px 16px;
  border-radius: 20px;
  margin-bottom: 14px;
}

.faq__title {
  font-size: clamp(26px, 4vw, 36px);
  font-weight: 800;
  color: #1a3a6b;
  margin: 0 0 12px;
  line-height: 1.2;
}

.faq__subtitle {
  font-size: 16px;
  color: #6b7280;
  margin: 0;
}

/* FAQ Items */
.faq__item {
  border: 1px solid #e8e8e8;
  border-radius: 10px;
  margin-bottom: 12px;
  overflow: hidden;
  transition: box-shadow 0.25s ease;
}

.faq__item:hover {
  box-shadow: 0 4px 16px rgba(26, 58, 107, 0.08);
}

.faq__item.is-open {
  border-color: #1a3a6b;
  box-shadow: 0 4px 20px rgba(26, 58, 107, 0.12);
}

/* Question Button — KEY FIX: force blue text always */
.faq__question {
  width: 100%;
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 16px;
  padding: 20px 24px;
  background: #ffffff;
  border: none;
  cursor: pointer;
  text-align: left;
  font-size: 16px;
  font-weight: 600;
  color: #1a3a6b !important;
  line-height: 1.4;
  transition: background 0.2s ease;
}

.faq__question span:first-child {
  color: #1a3a6b !important;
}

.faq__question:hover {
  background: #f8f9ff;
  color: #1a3a6b !important;
}

/* Open state — white background with blue text */
.faq__item.is-open .faq__question {
  background: #1a3a6b;
  color: #ffffff !important;
}

.faq__item.is-open .faq__question span:first-child {
  color: #ffffff !important;
}

/* Icon */
.faq__icon {
  flex-shrink: 0;
  width: 28px;
  height: 28px;
  border-radius: 50%;
  border: 2px solid #c9a84c;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 18px;
  font-weight: 400;
  color: #c9a84c;
  line-height: 1;
  transition: transform 0.3s ease, background 0.2s ease, color 0.2s ease;
}

.faq__item.is-open .faq__icon {
  background: #c9a84c;
  color: #ffffff;
  transform: rotate(45deg);
}

/* Answer */
.faq__answer {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.35s ease, padding 0.25s ease;
  padding: 0 24px;
  background: #ffffff;
}

.faq__answer p {
  margin: 0;
  font-size: 15px;
  color: #374151;
  line-height: 1.75;
  padding: 16px 0 22px;
  border-top: 1px solid #f0f0f0;
}

.faq__answer strong {
  color: #1a3a6b;
  font-weight: 600;
}

/* Open State */
.faq__item.is-open .faq__answer {
  max-height: 400px;
}

/* Responsive */
@media (max-width: 600px) {
  .faq {
    padding: 48px 16px;
  }

  .faq__question {
    font-size: 14px;
    padding: 16px 18px;
  }

  .faq__answer {
    padding: 0 18px;
  }

  .faq__answer p {
    font-size: 14px;
  }
}/* End custom CSS */